Guides
Guides for business owners
Practical, plain-English guides to business finance.
Can I get a business loan with bad credit in the UK?
What lenders look at beyond your credit score, which types of business finance can still be available, and how to improve your chances.
Read the guide →How does a merchant cash advance work in the UK?
How a merchant cash advance is repaid from your card sales, what it costs, who qualifies and when it is (and isn't) a good fit.
Read the guide →How quickly can a UK business get funding?
Typical timescales for each type of business finance in the UK, and what you can do to speed things up.
Read the guide →How can a business pay a VAT or corporation tax bill in instalments?
The two main ways to spread a VAT or corporation tax bill: an HMRC Time to Pay arrangement or a tax funding loan, and how they compare.
Read the guide →Invoice finance vs business loan: what's the difference?
How invoice finance and business loans work, how they differ, and which suits a business waiting to be paid by its customers.
Read the guide →Merchant cash advance vs business loan: which is better?
The key differences between a merchant cash advance and a business loan, and how to decide which suits your business.
Read the guide →What information does a business lender need?
The documents lenders usually ask for, and how getting them ready early can speed up your application.
Read the guide →
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